Stay on top of important financial dates:
RRSPs:
Contribute by Feb 29, 2024, for the 2023 tax year. Plan ahead if you’re turning 71.
Home Buyers’ Plan (HBP):
Buy/build by Oct 1 after withdrawal. Cancel by Dec 31 if needed.
Lifelong Learning Plan (LLP):
Student enrollment offer before March post RRSP withdrawal. Cancellation payments due by Dec 31.
First Home Savings Accounts (FHSAs):
Open from April 1, 2023. Claim up to $8,000 in contributions by Dec 31, 2023.
Advanced Life Deferred Annuities (ALDAs):
Start annuity payments before turning 85.
RDSPs:
Open, contribute, and apply for grants by Dec 31, 2023, for the 2023 contribution year.